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Hi there! We are the Curren Family. We traveled full time in our Airstream from 2013-2017 and now split our time between our small condo in Teton Valley, ID and the road.

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Tag Archives: Budgeting money

Budgeting 101 – How I Determine Our Budget

I’ve put off this post for months. I think every time I post a “How Much Does It Cost to Live in an Airstream” I mention that the numbers don’t include EVERYTHING, just what is unique to our particular lifestyle. There really is another side to that coin, however, that includes long term planning like…

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  • Very interesting stuff. I treat mine in a similar way. We have a fixed and flexible. But we always pay ourselves first and save a portion of our income. I treat our savings as a fixed monthly cost.

    We’ve used a 40/35/25 formula I came up with. We save 40% of our income. 35% is fixed costs and 25% is flexible spending from month to month. We roll over our flexible if we don’t spend it all. And adhere to a strict policy of don’t spend more than we earn.

    We’re excited to see how this will adjust when we are on the road as our fixed costs should reduce greatly.ReplyCancel

    • Jess

      Thanks Mike!! We too have a portion of our fixed monthly cost that goes to savings (I guess I didn’t spell that out) but most of it goes to A) the car fund B) our Whole Life Insurance Plan or C) the HSA account. Now I’m curious what % it actually is as I like those numbers!ReplyCancel

  • Kyle

    Makes sense to me! Thanks for this! helps me plan a bit better!ReplyCancel

  • […] few weeks ago I posted about how we set up our budget. This week I’m going to share how I keep track of everything once it has been […]ReplyCancel

  • […] Standard disclaimer that this is not ALL the money we spent for these months. Not even all our discretionary shopping – just the categories I feel that people would find most interesting. To learn how I work my budget see this post. […]ReplyCancel

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